What We Do
Equity Release
Understanding the potential financial flexibility your home could give you
Equity release enables you to access a lump sum from the value of your home while continuing to live in it.
How equity release works
Equity release lets you unlock a tax-free lump sum from your property while retaining ownership and continuing to live there, with interest applied at an annual rate. The outstanding balance, including interest, is repaid to the lender when the property is sold, typically upon death or moving into long-term care.
KDW Mortgages will help you to:
Why It Matters
Released funds can be used for almost anything — from topping up retirement income to home improvements or helping family — but it is a significant decision that needs careful advice.
Use your equity release as funding for anything you wish — with clear advice at every step.
How can we help?
Please note: equity release is subject to minimum age requirements, which vary by lender but typically apply to individuals aged 55 and over.
When we review equity release with you, we will typically cover:
- Suitability versus other borrowing options
- Impact on inheritance and estate planning
- Ownership of your home while living there
- Interest and how the balance is repaid
- No monthly repayments on many plans
- Using funds for retirement income or lifestyle goals
- Whole-of-market product sourcing
- Clear next steps from enquiry to completion
Ready to explore equity release?
Get in touch today and see how one of our Mortgage Advisers can help you.
Your future self will thank you.
