Insights / Case Studies / Equity Release
Can Equity Release Help You Stay in Your Home?
Summary
Our client was facing eviction from his home thought he had reached the end of the road, but with a plan, he was able to stay in his home.
The client was an older homeowner who got in touch in a state of real distress, facing imminent eviction due to missed mortgage payments. He had been struggling with anxiety for some time, which made dealing with the situation even more overwhelming. His property was also not in the best condition, adding further complexity. He wanted to stay in his home but felt he was running out of options.
"I genuinely didn’t think I’d be able to stay in my home. The whole situation had been keeping me up at night. Having everything explained step by step...
We revisited a conversation we’d had a few years earlier around equity release, which was now a viable route given his circumstances. I explained clearly that the lender would need to assess the property and set expectations around how that might affect borrowing. We sourced a lender suited to his situation, structured the application carefully, and worked closely with him throughout — providing reassurance, breaking down each step, and helping him manage the process alongside his anxiety. Where there was a shortfall, we coordinated with his wife’s available funds to ensure the plan remained workable.
- Secured an equity release offer of just over £200,000, sufficient to clear the mortgage arrears and prevent eviction
- Client avoided a forced property sale and remained in his home
- Prevented engagement with an alternative provider charging approximately 9% (£50,000+) on a £600,000 property
- Reduced immediate financial pressure and stabilised the client’s position
- Provided structured support throughout, helping the client manage significant anxiety during the process
- Preserved long-term housing security and peace of mind for both the client and his spouse
The value of investments and the income from them can fall as well as rise and you may not get back the amount originally invested. The information contained within this case study is for guidance only and does not constitute financial advice.
Ready to talk?
Tell us a little about your situation and we’ll get back to you. Let’s take a look.